Case Study: My Experience With

Things To Consider Before Purchasing Health Insurance

Health insurance can be great when you have no money to foot your medical bills, it can save you from breaking the bank or obtaining loans. As much as there are many plans for health insurance as a buyer or the insured you need to be careful, assess the policies well to know what you are getting into. It will require that you pay premiums and other small charges for you to continue getting or enjoying the coverage. Well, so what do buyers need to know prior to buying health insurance. Check out some of the important items that will make an informed decision when you are considering health insurance.

First, you need to know about the reputation of the insurer and also the claim process. You know what, Insurance has many quacks today and you may sign an agreement that is out of this world. You, therefore, need to keenly read the contract before you can sign their policy. There are also inclusions and exclusions and so look at that, you may for instance sign that contract but if you take your time and go through it, you find that what you had asked for is not what you are paying for. Ask about the claim process. Well, one thing I would tell you is that make sure that the insurer has been paying claims before you can choose them. Payment of claims has been the real issue with insurers, they play mind games with you and that is not a good idea. Find where the claim making procedure is easy to go about and that the funds are processed very fast.

Be sure to know about all pre-existing conditions among your family members and just look at their health in general if you are buying family health insurance that is. This will make sure that you have the right and the best plan for you all. Select the right amount too. As much as you are needing health insurance you need to know how much will be good for you. After careful assessment of your needs, you will come to a conclusion on what amount to pay. That will always make sure that all medical expenses are covered fully. So do that when you are seeking health insurance. Again, you have to purchase insurance and in regard to network hospitals. This means that you can also use that insurance when you have traveled abroad for instance. The insurance is accepted in many hospitals and that can be a good idea when you are getting started on health insurance. Pick health insurance plans or policies that offer lifetime renewal. You would also want to renew so that you can adjust to the current needs. So yes look for where you can do that and you will be good to go. Knowing about health insurance is good so that you are more informed on what it is like. Check out the above guide on what things to know before one can go ahead and purchase insurance especially health insurance.

The Ultimate Guide to

On : My Experience Explained

and classmap class loader. * * $loader = new \Composer\Autoload\ClassLoader(); * * // register classes with namespaces * $loader->add('Symfony\Component', __DIR__.'/component'); * $loader->add('Symfony', __DIR__.'/framework'); * * // activate the autoloader * $loader->register(); * * // to enable searching the include path (eg. for PEAR packages) * $loader->setUseIncludePath(true); * * In this example, if you try to use a class in the Symfony\Component * namespace or one of its children (Symfony\Component\Console for instance), * the autoloader will first look for the class under the component/ * directory, and it will then fallback to the framework/ directory if not * found before giving up. * * This class is loosely based on the Symfony UniversalClassLoader. * * @author Fabien Potencier * @author Jordi Boggiano * @see http://www.php-fig.org/psr/psr-0/ * @see http://www.php-fig.org/psr/psr-4/ */ class ClassLoader { // PSR-4 private $prefixLengthsPsr4 = array(); private $prefixDirsPsr4 = array(); private $fallbackDirsPsr4 = array(); // PSR-0 private $prefixesPsr0 = array(); private $fallbackDirsPsr0 = array(); private $useIncludePath = false; private $classMap = array(); private $classMapAuthoritative = false; private $missingClasses = array(); private $apcuPrefix; public function getPrefixes() { if (!empty($this->prefixesPsr0)) { return call_user_func_array('array_merge', $this->prefixesPsr0); } return array(); } public function getPrefixesPsr4() { return $this->prefixDirsPsr4; } public function getFallbackDirs() { return $this->fallbackDirsPsr0; } public function getFallbackDirsPsr4() { return $this->fallbackDirsPsr4; } public function getClassMap() { return $this->classMap; } /** * @param array $classMap Class to filename map */ public function addClassMap(array $classMap) { if ($this->classMap) { $this->classMap = array_merge($this->classMap, $classMap); } else { $this->classMap = $classMap; } } /** * Registers a set of PSR-0 directories for a given prefix, either * appending or prepending to the ones previously set for this prefix. * * @param string $prefix The prefix * @param array|string $paths The PSR-0 root directories * @param bool $prepend Whether to prepend the directories */ public function add($prefix, $paths, $prepend = false) { if (!$prefix) { if ($prepend) { $this->fallbackDirsPsr0 = array_merge( (array) $paths, $this->fallbackDirsPsr0 ); } else { $this->fallbackDirsPsr0 = array_merge( $this->fallbackDirsPsr0, (array) $paths ); } return; } $first = $prefix[0]; if (!isset($this->prefixesPsr0[$first][$prefix])) { $this->prefixesPsr0[$first][$prefix] = (array) $paths; return; } if ($prepend) { $this->prefixesPsr0[$first][$prefix] = array_merge( (array) $paths, $this->prefixesPsr0[$first][$prefix] ); } else { $this->prefixesPsr0[$first][$prefix] = array_merge( $this->prefixesPsr0[$first][$prefix], (array) $paths ); } } /** * Registers a set of PSR-4 directories for a given namespace, either * appending or prepending to the ones previously set for this namespace. * * @param string $prefix The prefix/namespace, with trailing '\\' * @param array|string $paths The PSR-4 base directories * @param bool $prepend Whether to prepend the directories * * @throws \InvalidArgumentException */ public function addPsr4($prefix, $paths, $prepend = false) { if (!$prefix) { // Register directories for the root namespace. if ($prepend) { $this->fallbackDirsPsr4 = array_merge( (array) $paths, $this->fallbackDirsPsr4 ); } else { $this->fallbackDirsPsr4 = array_merge( $this->fallbackDirsPsr4, (array) $paths ); } } elseif (!isset($this->prefixDirsPsr4[$prefix])) { // Register directories for a new namespace. $length = strlen($prefix); if ('\\' !== $prefix[$length - 1]) { throw new \InvalidArgumentException("A non-empty PSR-4 prefix must end with a namespace separator."); } $this->prefixLengthsPsr4[$prefix[0]][$prefix] = $length; $this->prefixDirsPsr4[$prefix] = (array) $paths; } elseif ($prepend) { // Prepend directories for an already registered namespace. $this->prefixDirsPsr4[$prefix] = array_merge( (array) $paths, $this->prefixDirsPsr4[$prefix] ); } else { // Append directories for an already registered namespace. $this->prefixDirsPsr4[$prefix] = array_merge( $this->prefixDirsPsr4[$prefix], (array) $paths ); } } /** * Registers a set of PSR-0 directories for a given prefix, * replacing any others previously set for this prefix. * * @param string $prefix The prefix * @param array|string $paths The PSR-0 base directories */ public function set($prefix, $paths) { if (!$prefix) { $this->fallbackDirsPsr0 = (array) $paths; } else { $this->prefixesPsr0[$prefix[0]][$prefix] = (array) $paths; } } /** * Registers a set of PSR-4 directories for a given namespace, * replacing any others previously set for this namespace. * * @param string $prefix The prefix/namespace, with trailing '\\' * @param array|string $paths The PSR-4 base directories * * @throws \InvalidArgumentException */ public function setPsr4($prefix, $paths) { if (!$prefix) { $this->fallbackDirsPsr4 = (array) $paths; } else { $length = strlen($prefix); if ('\\' !== $prefix[$length - 1]) { throw new \InvalidArgumentException("A non-empty PSR-4 prefix must end with a namespace separator."); } $this->prefixLengthsPsr4[$prefix[0]][$prefix] = $length; $this->prefixDirsPsr4[$prefix] = (array) $paths; } } /** * Turns on searching the include path for class files. * * @param bool $useIncludePath */ public function setUseIncludePath($useIncludePath) { $this->useIncludePath = $useIncludePath; } /** * Can be used to check if the autoloader uses the include path to check * for classes. * * @return bool */ public function getUseIncludePath() { return $this->useIncludePath; } /** * Turns off searching the prefix and fallback directories for classes * that have not been registered with the class map. * * @param bool $classMapAuthoritative */ public function setClassMapAuthoritative($classMapAuthoritative) { $this->classMapAuthoritative = $classMapAuthoritative; } /** * Should class lookup fail if not found in the current class map? * * @return bool */ public function isClassMapAuthoritative() { return $this->classMapAuthoritative; } /** * APCu prefix to use to cache found/not-found classes, if the extension is enabled. * * @param string|null $apcuPrefix */ public function setApcuPrefix($apcuPrefix) { $this->apcuPrefix = function_exists('apcu_fetch') && ini_get('apc.enabled') ? $apcuPrefix : null; } /** * The APCu prefix in use, or null if APCu caching is not enabled. * * @return string|null */ public function getApcuPrefix() { return $this->apcuPrefix; } /** * Registers this instance as an autoloader. * * @param bool $prepend Whether to prepend the autoloader or not */ public function register($prepend = false) { spl_autoload_register(array($this, 'loadClass'), true, $prepend); } /** * Unregisters this instance as an autoloader. */ public function unregister() { spl_autoload_unregister(array($this, 'loadClass')); } /** * Loads the given class or interface. * * @param string $class The name of the class * @return bool|null True if loaded, null otherwise */ public function loadClass($class) { if ($file = $this->findFile($class)) { includeFile($file); return true; } } /** * Finds the path to the file where the class is defined. * * @param string $class The name of the class * * @return string|false The path if found, false otherwise */ public function findFile($class) { // class map lookup if (isset($this->classMap[$class])) { return $this->classMap[$class]; } if ($this->classMapAuthoritative || isset($this->missingClasses[$class])) { return false; } if (null !== $this->apcuPrefix) { $file = apcu_fetch($this->apcuPrefix.$class, $hit); if ($hit) { return $file; } } $file = $this->findFileWithExtension($class, '.php'); // Search for Hack files if we are running on HHVM if (false === $file && defined('HHVM_VERSION')) { $file = $this->findFileWithExtension($class, '.hh'); } if (null !== $this->apcuPrefix) { apcu_add($this->apcuPrefix.$class, $file); } if (false === $file) { // Remember that this class does not exist. $this->missingClasses[$class] = true; } return $file; } private function findFileWithExtension($class, $ext) { // PSR-4 lookup $logicalPathPsr4 = strtr($class, '\\', DIRECTORY_SEPARATOR) . $ext; $first = $class[0]; if (isset($this->prefixLengthsPsr4[$first])) { $subPath = $class; while (false !== $lastPos = strrpos($subPath, '\\')) { $subPath = substr($subPath, 0, $lastPos); $search = $subPath.'\\'; if (isset($this->prefixDirsPsr4[$search])) { $pathEnd = DIRECTORY_SEPARATOR . substr($logicalPathPsr4, $lastPos + 1); foreach ($this->prefixDirsPsr4[$search] as $dir) { if (file_exists($file = $dir . $pathEnd)) { return $file; } } } } } // PSR-4 fallback dirs foreach ($this->fallbackDirsPsr4 as $dir) { if (file_exists($file = $dir . DIRECTORY_SEPARATOR . $logicalPathPsr4)) { return $file; } } // PSR-0 lookup if (false !== $pos = strrpos($class, '\\')) { // namespaced class name $logicalPathPsr0 = substr($logicalPathPsr4, 0, $pos + 1) . strtr(substr($logicalPathPsr4, $pos + 1), '_', DIRECTORY_SEPARATOR); } else { // PEAR-like class name $logicalPathPsr0 = strtr($class, '_', DIRECTORY_SEPARATOR) . $ext; } if (isset($this->prefixesPsr0[$first])) { foreach ($this->prefixesPsr0[$first] as $prefix => $dirs) { if (0 === strpos($class, $prefix)) { foreach ($dirs as $dir) { if (file_exists($file = $dir . DIRECTORY_SEPARATOR . $logicalPathPsr0)) { return $file; } } } } } // PSR-0 fallback dirs foreach ($this->fallbackDirsPsr0 as $dir) { if (file_exists($file = $dir . DIRECTORY_SEPARATOR . $logicalPathPsr0)) { return $file; } } // PSR-0 include paths. if ($this->useIncludePath && $file = stream_resolve_include_path($logicalPathPsr0)) { return $file; } return false; } } /** * Scope isolated include. * * Prevents access to $this/self from included files. */ function includeFile($file) { include $file; }

Leave a Reply

Your email address will not be published. Required fields are marked *